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December 19th, 2007
By Timbermart

When you’re thinking about building a new home it’s pretty easy to get caught up in thinking only about the sticks and bricks of the structure.  Many people overlook the fact that the lot you choose to build on can be just as important a factor in determining your future happiness as the home itself. Before you get too involved in the details of you house plan, it can pay to invest some time I finding the perfect lot.  There are a number of key questions that you can ask yourself to help determine what lot is right for you.

DO YOU ALREADY HAVE A HOMEPLAN?

If you already have your dream home planned, and you know the style and size, then it makes sense to look for a lot that will complement and maximize you design. If you don’t have a house plan yet, then you may want to search for the perfect lot and then design a home to fit.

WHERE DO YOU WANT TO LIVE?

Knowing in advance where you want to live will help you stay focused and avoid throwing lots that don’t meet your need into the mix.  If you are new to an area, find a knowledgeable real estate agent to help in your search.  You must also consider proximity to shopping, schools, churches, playgrounds, and work.  All of these factors influence property and resale value. Finally you should carefully research the value of other homes in the area. As a rule of thumb, you will want the value of your home and the lot to be approximately the same as others in the area.  Having too high or too low a value for the neighbourhood can make it more difficult to sell your home in the future. You should also take the time to check for area zoning restrictions or restrictive covenants that might limit your freedom to build the house you want.

IS THE LOT LARGE ENOUGH?

More than likely there will be some setbacks that will leave only a portion of the lot for the actual house.  How much back and front yard space do you want? Will there be a driveway? Will you be building a garage? These are all things that you must consider. Even if the garage might be a future addition, it’s smart to think about it now.  You will also want to check for any easements on the lot.  An easement is an area on the lot that is restricted from building.  Most easements are for utility line access.

WHAT IS THE TOPOGRAPHY LIKE?

A flat lot is much less expensive to prepare and build on, but a sloping lot can be much more scenic. You should also be wary of lots in low spots that may be prone to flooding. No matter what lot you are considering, take the time to visit it after a heavy rainfall to evaluate the drainage. Take the time to look for the sun direction as well. Many homeowners will orient their house to maximize natural light exposure. Don’t stop at what’s above ground either. The type of soil or rock under the ground can affect how easily you will be able to dig a foundation and how well it will support you home.  Bedrock is very expensive to dig through, while clay soils expand and contract which could cause cracks and leaky basements.

WHAT WILL YOU WANT IN THE FUTURE?

We will go through changes in our lives, and having a lot that gives you the flexibility to accommodate these changes is a big plus.  Whether it’s an addition to the family that requires an addition to the house, or maybe a new garage or swimming pool, you don’t want to find yourself somewhere down the road without sufficient space.

FINAL THOUGHT

It’s very difficult to find a lot that meets all of your criteria.  In many cases there are trade-offs to be made, so list your criteria in order of important. If you find yourself overwhelmed, you can seek the services of a landscape architect, surveyor or professional contractor to help you make the right decision.

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December 12th, 2007
By Philippe Mercure

A Definition

The bi-generation house is the type of construction sometimes considered to facilitate access to property for young adults ready to assume responsibility, or oftentimes by parents or grand-parents who are in need of assistance (loss of autonomy or other reasons).Whatever the situation, this type of construction allows each to preserve their way of living and conserve a certain intimacy, all the while enjoying the advantages of co-ownership and the close proximity of family members.

The particularity of bi-generation homes is the combination of the practical aspect of two homes to appear as one single-family or conventional home.  This permits integration of this type of construction in sectors where conventional multi-family units are not permitted.

The main challenge in this type of design is to bring together two independent interior layouts to look like one single conventional home where both layouts need to be private and functional, while respecting the needs of all the occupants.  As we will see later, municipal regulations are also an important element with which people must deal, but the first thing to do is determine the needs which brought us to consider this type of construction.

Style and Design

The design of a single family home is a procedure which requires a lot of attention and comprehension on the part of the home owners as well as the designer who will accompany them in their project.  This step is even more important and the challenge greater when combining the needs of two families, including one or more family members with restrained mobility or loss of autonomy.

When considering such a construction, it is of prime importance to take the time to evaluate your requirements and to consider these from the family viewpoint as well as those of parents or grand-parents.  We must also take into account the years to come and possible future needs.  Aging home owners or those in need of assistance should evaluate what their situation may be in years to come and foresee now what type of layout will best suit their lifestyle for both today and future.  It is at this step that we must consider all the elements which will make this home a comfortable, peaceful and pleasing haven for its occupants.

The choice of a trusted professional is also a key element to success in this type of design.  You should ensure that all the needs of the future occupants are taken into consideration and that satisfactory solutions are put forth for each.  A good designer must equally be able to offer judicious advice to a future home owner while remaining within a pre-established budget.

Another of the many advantages is that even though it is a bi-generation home with the look of a conventional single-family home, it can be harmonized with a sought-after style.  Amateurs of Victorian-, manor- or contemporary-style homes, it is certainly possible to adapt this type of home to one’s preferences, to get away from the multi-family unit options which the future home owners may possibly have already considered.

Pooling together both families’ resources greatly facilitates the purchases and maintenance of such a home and the bi-generation home offers without a doubt tranquil proximity, security and well being, including the joys of family life.
 

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December 5th, 2007
By Timbermart

You’ve thought about it and now you’re doing it, you’re building your own home.  It is an exciting decision to make.  Being able to choose, plan and live in a dream for many, but now you are making that vision come true.

Are you stepping down this path for the first time? Like anything, the process can be tricky and there are many important details to consider as you get started.

Style of your new home

Have you decided on a style of home yet?  If you need inspiration, go to open houses or remember what you like about the design of you friends’ and neighbours’ homes. Make notes.  If there is an interesting detail or feature, write it down so that it doesn’t get forgotten during the excitement of building.

Where you will build is very important too.  If you already own the land you plan to build on, your opinions may be more open than if you are building in an established subdivision.  Many subdivision developers have restrictions called “covenants” which may force you to build a house of a certain size or style.  They may limit where you can choose to build your home, even what colour it is when finished.  These covenants are in place to assure that all the homes in the area are worth about the same and this will protect the value of your investment in later years.  Remember that this is an investment and even if this is your dream home, there may come a day that you will have to sell it.  Protecting help ensure its value in later years.

What to consider

There are a lot of other things to consider about the location of your new home.  Distance to shopping, schools and work have to be thought about.

Finding the right contractor is your next step.  A new home is likely your biggest investment.  Make sure you don’t rush into it.  It’s always a good idea to get at least three bids and remember the old adage, “If it is too good to be true, it probably is”.

To ensure that both you and your builder are satisfied with the work, make sure the details are spelled out in a written contract.  The time you spend at this stage will avoid any confusion later on.

With the internet and groups like your provincial Homebuilders Associations, reams of information is available to help your home. The Canada Mortgage and Housing Corporation also offers useful information including valuable question and answer sheets.  Their website address is http://www.cmhc.ca.

Finding a good contractor

To find a good contractor, ask around.  Ask family, friends and associates about who has a reputation for doing good work.  Ask your contractor to supply the names of satisfied clients.  If he can’t, look to another contractor.

Not offering a warranty on their services,  poor workmanship and extra costs are all pitfalls on the path to feeling good about building you new home.  Remember not every contractor plays by the rules.  It is best, of course, to avoid these people.

The contractor will also be handling the scheduling of other trades such as electricians, insulation and drywall installers and any other specialists that may be required to complete the construction of your home.

Beyond choosing a good contractor, you will also need lawyer and a banker to handle legal matters and financing.  Finally, remember that many home builders are more concerned about structural integrity and the attractiveness of your home from the outside.  Remember that the interior should also be designed for practical concerns like – will all that furniture you already have fit? So if it’s not already clear, researching and planning before the first nail goes in is the key to making your new home a great castle to be enjoyed for years to come.

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