Deciding on which contractor will build your home is a critical step in making your dream a reality.  There are many things to consider when making your choice.

ROLE OF THE CONTRATOR

The contractor’s role is to control the construction process and manage all aspects of the job from start to finish.  They will work from your floor plans, obtain the necessary permits for construction in your local area, and arrange for materials to be delivered to your site from your local lumber yard when needed.  The contractor will also manage other necessary trades people (excavation, carpenters, electricians, plumbers, drywall installers, etc.) that will work on your home so that they arrive when needed and complete their jobs efficiently and quickly.  All this will be done in a time frame that you agree on and at a quoted cost.

Contractors should be members of the provincial or local home builders’ association which requires them to conform to a code of ethics as well as attend courses on the latest techniques, building code requirements and technologies to remain in good standing.  They should also be licensed to work in your area and you should be able to see these licences upon request.

Contractors should also carry insurance in case of an accident during construction or in the event of a dispute.  You should be familiar with the rules required by your local government, your home owner’s insurance policy and your bank to ensure that you understand the liabilities involved with building a home and how to protect yourself.

LOCATING A CONTRACTOR

It takes more than just looking in the phone book to find a contractor.  A good place to start is often with friends, family or neighbours.  Ask them if the contractor they used lived up to expectations and delivered what was agreed to.  Ask if they had any problems with the contractor and, if so, how they were resolved.  Most importantly, ask if they would hire the same contractor again.  You want to know they have a good reputation and a history of satisfied customers. 

Your local home show can be a perfect place to look for local contractors who do the type of work that you are planning.  You will be able to talk with several contractors and see photographs of their projects while learning about construction materials and getting advice from professionals.

You can also approach the Canadian Home Builder’s Association (visit www.chba.ca). They will be able to put you in contact with contractors from your local area that are members in good standing.

DO YOUR HOMEWORK

Before you begin hiring, take the time to do research.  Go online to familiarize yourself with the materials and local requirements for your job.  You can’t expect to learn as much as the professionals, but by educating yourself you will more likely be able to identify a contractor that may not be fully competent (or even dishonest).  Educating yourself now will also save you time and increase your confidence later when it comes to making decisions like picking fixtures and making choices on items such as flooring materials that will have to be done when construction is under way.

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You’ve thought about it and now you’re doing it, you’re building your own home.  It is an exciting decision to make.  Being able to choose, plan and live in a dream for many, but now you are making that vision come true.

Are you stepping down this path for the first time? Like anything, the process can be tricky and there are many important details to consider as you get started.

Style of your new home

Have you decided on a style of home yet?  If you need inspiration, go to open houses or remember what you like about the design of you friends’ and neighbours’ homes. Make notes.  If there is an interesting detail or feature, write it down so that it doesn’t get forgotten during the excitement of building.

Where you will build is very important too.  If you already own the land you plan to build on, your opinions may be more open than if you are building in an established subdivision.  Many subdivision developers have restrictions called “covenants” which may force you to build a house of a certain size or style.  They may limit where you can choose to build your home, even what colour it is when finished.  These covenants are in place to assure that all the homes in the area are worth about the same and this will protect the value of your investment in later years.  Remember that this is an investment and even if this is your dream home, there may come a day that you will have to sell it.  Protecting help ensure its value in later years.

What to consider

There are a lot of other things to consider about the location of your new home.  Distance to shopping, schools and work have to be thought about.

Finding the right contractor is your next step.  A new home is likely your biggest investment.  Make sure you don’t rush into it.  It’s always a good idea to get at least three bids and remember the old adage, “If it is too good to be true, it probably is”.

To ensure that both you and your builder are satisfied with the work, make sure the details are spelled out in a written contract.  The time you spend at this stage will avoid any confusion later on.

With the internet and groups like your provincial Homebuilders Associations, reams of information is available to help your home. The Canada Mortgage and Housing Corporation also offers useful information including valuable question and answer sheets.  Their website address is http://www.cmhc.ca.

Finding a good contractor

To find a good contractor, ask around.  Ask family, friends and associates about who has a reputation for doing good work.  Ask your contractor to supply the names of satisfied clients.  If he can’t, look to another contractor.

Not offering a warranty on their services,  poor workmanship and extra costs are all pitfalls on the path to feeling good about building you new home.  Remember not every contractor plays by the rules.  It is best, of course, to avoid these people.

The contractor will also be handling the scheduling of other trades such as electricians, insulation and drywall installers and any other specialists that may be required to complete the construction of your home.

Beyond choosing a good contractor, you will also need lawyer and a banker to handle legal matters and financing.  Finally, remember that many home builders are more concerned about structural integrity and the attractiveness of your home from the outside.  Remember that the interior should also be designed for practical concerns like – will all that furniture you already have fit? So if it’s not already clear, researching and planning before the first nail goes in is the key to making your new home a great castle to be enjoyed for years to come.

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Adding a garage is not only practical – it also increases the resale value of your property. With planning, excavation, foundation, construction, electrical and other costs, a simple garage can easily cost upwards of $10 000. Such an important project requires some serious planning.

WHAT CAN YOU AFFORD?

Budget is the starting point with just about any construction project. A garage is no different. Start by deciding how much you can afford to invest in your new garage.

DETERMINE YOUR NEEDS

How you plan to use the garage is the largest factor influencing design. Will you use the garage for:

- Parking a vehicle or vehicles?
- Storage?
- Workshop?
- Additional accommodations?

Will the garage require;

Electrical outlets?
Windows or a service door?
Heating or insulation?

Take time to carefully consider all of the uses you want now and in the future. You may only have one car now, but down the road you might wish you had planned for a two-car garage.

DETERMINE THE SIZE

An unnecessarily large garage will cut the amount of useable space on your property, while one that is too small will limit its uses. When is comes to size, build as large as possible while still being practical and affordable. This will allow maximum flexibility for the future even if all the space is not used right away.

To better visualize the layout of your garage, do a sketch on graph paper including rough size dimensions. This will help when discussing the project with a professional.

DESIGN THE PLANS

Regardless of whether you purchase plans or have them custom designed; you will require them in order to receive the necessary building permits from your town or municipality.

OBTAIN PERMITS

Your plans will need to be approved by local authorities that will issue the appropriate building permits. Often multiple permits are required for electrical, structural, foundation and other work. Check with your local municipality for the complete regulations in your area. Remember that obtaining permits is not optional – it is a legal requirement.

PLANNING CONSTRUCTION

Your final decision is whether to hire a contractor or build it yourself. Although doing it yourself will save on labour, building a garage is a complex project that should not be undertaken by inexperienced individuals.

A contractor can manage every step of construction including permits and working with sub-trades like foundation and electrical. You may spend a little more, but the results will be worth it.

TYPICAL PROJECT COSTS WILL INCLUDE:

Plans and materials estimate
Permits
Financing costs
Site preparation, excavating and grading
Foundation / footings
Framing and carpentry
Roofing
Insulation
Windows and doors
Exterior siding
Electrical
Plumbing

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Rightfully considered as the biggest investment that a person makes in his or her lifetime, buying a house involves a number of equally crucial steps, and this is especially true for a new-home construction project.  

In the few lines that follow, we’ve tried to compile the 10 major steps that comprise a construction project, from the initial idea to final delivery.  Please feel free to keep, and if need be, refer to this reference tool, which we hope will further raise your appreciation of the intricacies that such a development project entails and how important it is to be able to rely on top-notch professionals to make this as positive an experience as possible.  

The steps

Pre-building

1. Select a location that is in tune with the family’s priorities

In recent years, the availability of lots (make sure that the lot is debt- and defect-free) and their cost have had a direct bearing on buyers’ decisions. Thus, choosing a lot according to family needs (school, daycare, work) and/or recreational activities (municipal pool, bike path, etc.) is essential.

2. Choose a lot that fits your needs

Depending on what you plan to do with your land (gardening, swimming, using the barbecue, or other), it’s important to choose a lot that is most likely to get the amount of sunlight you’re seeking at specific times of the day. 

3.  Research and negotiate with a lending institution

Every dream comes with a price attached, so before venturing any further, you need to meet with a financial institution or mortgage broker to clearly establish that your dreams don’t exceed your means. 

4.  Research a house plan tailored to your needs

Home needs (space, facilities…) vary from one person to the next. That’s why it’s paramount, during the initial house-hunting, to be able to rely on an extensive inventory of plans, and have the flexibility of being able to change them, if need be, while continuing to respect standards and aesthetics. This is exactly what Drummond Designs offers, affording the possibility, at minimal cost, of adapting a home to a person’s lifestyle, using the original plan designs.

5. Select the entrepreneur/contractor

The ties that connect you with your contractor go way beyond simply building your home. Actually, the enjoyment derived from talking things over with your contractor will be borne out in those first few years after delivery of the finished product. An entrepreneur’s intrinsic workmanship, meticulous attention to detail, availability, receptiveness, and history of after-sales service, are all key factors that might attest to the type of buyer-builder relationship one might expect to have. 

The work site

In the following section, you’ll find the main things to look out for as your new home is being built. This is not a comprehensive list, but it’s a good overview of the key stages.

6. Foundation and structure

- Drainage system (ground absorption capacity) 
- Height of foundation vs. the neighbour’s 
- Street level vs. yard entrance
- Foundation dimensions in accordance with the plan

7. Insulation, electricity and plumbing

- Insulation: ensure the house is well insulated, properly done in all places, check waterproofing of various materials, doors and windows

-  Electricity: check your needs (electrical outlets, exit lighting, switches, thermostats, telephones, TV…), vs. furniture arrangements

-  Plumbing: check to make sure that the selection of equipment and accessories corresponds to your original selection,
check on location of equipment installation such as hot water tank, furnace, central air system, the future bathroom in the   basement vs. your future plan of finishing off your basement. Also, check location of outside water outlet, garage

8. Finishings

- Quality of the joints, select the various paint colours and determine where you want each of these paint colours to go, pick out wallpaper and other finishings. Quality of molding installations, floor covering (selection, quality of the installation…), staircase. Make sure the inside doors open and close properly. Cupboards and vanities, adjusting the doors, etc…  
Post-construction

9. Final approval visit & signing the contract at the notary

Draw up a list of work that is unfinished or needs adjusting, submit this list in writing to the contractor. Make sure that all the work has been done to your satisfaction before making the final payment. Gather up all the maintenance manuals and/or warranties on the various equipment (heating, central air …)

10. Guarantees

To find out more about the responsibilities of the various parties involved (contractor, sub-contractors, manufacturers and others) we strongly suggest you inquire locally through any builder association that may exist in your region.

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